don't trust target

For many years I spent many thousands of dollars a year at Target, Almost ten years ago I disputed an amount under $100 for an online purchase at a third party website and told Target I withdraw all authorization for that merchant to charge anything to my Target Card.. Target not only did not assist with that dispute, they allowed two more charges from that merchant after I told Target I no longer authorize use of the card for that merchant. I cancelled the card and yet another charge was authorized by Target from that same merchant the day after I cancelled the card.

The total charge I disputed for the multiple unauthorized charges that Target allowed was under $100. That was almost 10 years ago. Yes, ten years ago I wrote to Target Corporate and spent many hours talking to Target on the phone in an attempt to resolve their authorization errors and they did nothing. After a year or so of ignoring my letters and telephone requests for dispute resolution, I heard nothing so I assumed Target wrote off the charge and on principle, I accepted that.

The reason I am writing this review is I am now seeing a $500 amount listed as going into default in 2013 from another company for that same Target disputed charge, Target sold that debt almost ten years after they refused to settle the dispute. So I now have one default charge on my record that is more than 5 times the original unauthorized charge and worst of all, dated 2013 as if the original default was not ten years before.

So Target allowed unauthorized charges, refused to address their errors, and now due to their mismanagement dropped my credit score under 700.

My advise to you is never trust Target credit card management.

If you really feel they will not mismanage your account, then at least never use your Target card anywhere but the Target store. I urge you to be wise and cancel your Target Card.

freeservers, not so free

ok, so the story of the human race is greed and so many companies have set up their business to trick people into paying more than they have to that i wonder if there is an honest human being... $105 later, i now own my domain for another year... during this year i will shop for cheaper domain registrars and a cheaper web host for my site because there are many out there and i believe i found one that will charge less and give me my domain for free... since the best deal i can get from my current registrar is $22 a year if i pay for ten years up front vs. $16 a month for 300GB of storage and unlimited bandwidth with the domain name free... i currently pay about $8 a month for 1 GB of storage and $3 a month for the domain so it would just be about $5 a month more for 300GB and unlimited bandwidth and the domain so i will call that company to verify that is the actual cost, but that is what the fine print below the $2.99 come on offer says...

but my complaint is that the host i currently pay had the wrong link on the domain and the wrong year on the expiration date which cost me $70 in redemption fees and that just sucks...

enough reason to change hosts right there...

grumble...

brighthouse... again

will someone please offer an internet service at 30Mbps so i can dump the madness that is the brighthouse company?... they are so far behind the times in technology that it takes ignorance or ignoring to stay with them and sometimes the ignoring just does not work... so four hours after i went online to update my credit card for automatic payments i am left with four hours gone from my life and no resolution as the website will not work for me... statements will not appear online and they charge to send paper statements out... they are the most unethical and incompetent company i deal with in this life and i only stay because nobody comes neat the internet speed they can provide... i will settle for 30Mbps anywhere if it was available...

wasting my time is what brighthouse does best... I call and sit for a half an hour in a queue only to be bounced around... I will not contact them via email because brighthouse wants me to enter part of my social security number before it will accept an email... just below the warning: "For security purposes do not include credit card information or bank about information in chat or email" brighthouse asks me to enter social security number information... and it's not even on an https web page, but an apps page... chat wants me to change my pop up settings... every time I have to deal with brighthouse I waste my time jumping through hoops... no other company is so backwards and unfriendly online... yet they charge for paper bills... they still want my money, but they will not allow me to simply pay... they should be paying me for all the time they waste...

and they paid me below minimum wage, giving me a $24 discount for 4 hours working for them trying to fix their site and get my statement so i could see what they were charging me for... i still don't have access to statements, but they escalated the issue to a higher tech level... the gorillas passed the coconut to the chimpanzees... wait, i may be insulting chimps... how that company got the monopoly on fast internet service just is one more example of the corruption in the usa... if i wasn't supporting three others and paying off a new car, i'd just try all the other services and switch to the second fastest one out there...